My hubby in addition to I dreamed about being homeowners for years before the people I was with and I had the means to make it a reality.
All of us both fell into better tasks in addition to slowly saved as much money as possible to muster a down payment.
On top of the money in savings, the people I was with and I also had to improve our credit scores which took considerable time. I had a few defaulted debit cards from my 20s that needed to be cleared while my hubby had medical debt of her own. When the people I was with and I each got our credit scores over 690 points, the people I was with and I started looking seriously at houses available in our area. Thankfully the people I was with and I settled on a location in addition to signed the paperwork a mere two months before the beginning of the coronavirus pandemic. Now people can’t find houses even if they’re willing to pay above the asking price. Of the people who thought that they could get an empty lot in addition to build slowly, they’re now realizing how tough it is to do that with building supplies hitting a historic high. All of us were thankful that the people I was with and I could afford getting a gas line replacement because some people can’t even afford a lake house to begin with. Instead, we’re adding improvements to our lake house in addition to the people I was with and I can’t lose sight of how lucky the people I was with and I are in that respect. All of us want a gas line installed here so the people I was with and I can get a gas power oil furnace in addition to a gas powered boiling water heater. We’re even considering a tankless boiling water heater, however we’re not sure if the people I was with and I like the plan of not having boiling water on demand when you need it. This is especially true if your power goes out for any extended period of time.