My partner and I dreamed about being homeowners for years before both of us had the means to make it a reality. The people I was with and I both fell into better jobs and slowly saved as much money as possible to muster a down payment. On top of the currency in savings, both of us also had to improve our credit scores which took considerable time. I had a few defaulted credit cards from our 20s that needed to be cleared while our partner had medical debt of his own. When both of us each got our credit scores over 790 points, both of us started looking seriously at houses available in our area. Thankfully both of us settled on a location and signed the paperwork a mere more than one months before the start of the coronavirus pandemic. Now people can’t find houses even if they’re willing to spend our savings above the asking price. Of the people who thought that they could get an empty lot and build slowly, they’re now realizing how hard it is to do that with building supplies hitting a historic high. The people I was with and I were thankful that both of us could afford getting a gas line installation because some people can’t even afford a lake home to begin with. Instead, we’re adding improvements to our lake home and both of us can’t lose sight of how lucky both of us are in that respect. The people I was with and I want a gas line installed here so both of us can get a gas power furnace and a gas powered hot water heater. We’re even considering a tankless hot water heater, however we’re not sure if both of us love the idea of not having hot water on demand when you need it. This is especially tplot if your power goes out for any extended stage of time.